Ever wonder how running a marathon began? In Greek history, Marathon was a place in Greece and the site of the famous battle of Marathon, where the Persians invaded and were defeated by the Athenians in 490 BC.  A soldier was sent from the battlefield to deliver the message of Victory to Athens which was 26miles long from Marathon. Pheidippides ran the entire distance without stopping and delivered the message “We have won!” before he collapsed and died of exhaustion. There are many reasons why people run a marathon these days: whether it is for a sense of personal achievement or to burn some calories or for a charitable cause, it is important you know the health risks and benefits involved before attempting to run a marathon. Apart from ensuring you eat right, train, properly hydrated and are well rested, you should ensure that you are covered with a healthcare plan.  Marathons are always riddled with a host of injuries, and some tend to trigger a dormant ailment in t

Estate Planning: The Perfect New Year’s Resolution for 2019!

At the beginning of every year, we set goals that we want to accomplish or live by throughout the year; “new year resolutions” as we know them to be. About 66% of people enter the New Year without resolutions. What is amazing is that of the 44% that do make resolutions, most of them almost never get to see the end of the year. According to statistics, about 83% of people break their resolutions within the first 3months of the year and only 11% see their resolutions through. It’s okay, we all have at some point in our lives done this. What is unforgivable though is living without an estate plan. A goal that addresses your financial, charitable, insurance, retirement and succession plan should top the list of your resolutions this year. If you are going to create an estate plan and leave instructions over the distribution and management of your estate, then, the most important planning tool is communication. If your wishes are not communicated adequately then it can divide

The Girl-child and Her Right OF Inheritance

 From time immemorial, the female gender has faced a host of discrimination; deeming her inferior to the male. Her right to work, vote, education, roles she could assume in society, whether or not she could own properties or be allowed to inherit properties from her father have all been decided by a mainly patriarchal society. Nigeria is no stranger to the relegation of women to the background; especially through customary law and practices. One of the most prominent is the right of the girl-child to inherit property. In different parts of Nigeria, customs restrict or totally exclude women from inheriting property (especially landed property) from their husbands or parents. This is especially worse for widows, as they are often regarded as property themselves; “items” to be inherited by their brothers-in-law. Even the less derogatory customs tend to tie a woman’s right to inherit to whether or not she has a male child.   Female children can now inherit from their fathers


CARROT TECHNOLOGIES was nominated as the best national digital solution for Nigeria for the international World Summit Awards (WSA). The World Summit Awards are a global initiative selecting digital innovation making a positive impact on society. With this nomination in the Category Business & Commerce, CARROT TECHNOLOGIES qualifies for evaluation among over 400 international projects by the WSA Jury 2018. About CARROT Carrot Technologies was launched by Luqman Balogun and Odunayo Williams in February 2018., the flagship solution of Carrot Technologies, is an online estate planning platform that simplified the process of creating, updating, and executing Wills, Trusts, Deeds of Gift and other testamentary instruments for subscribers on their digital devices. Our mission is to simplify access to estate planning online for everyone, everywhere. Carrot is enjoyable, convenient and secure. Carrot eliminates disputes relating to Wills & Trusts between Next of

How Much Is Your Last Will and Testament Worth?

Everything has value; what varies is the measure of value attached to it. What is seen as worthless to one could be priceless to another. The worth of a thing is determined by the value a person or the society attaches to it, whether it is a 1962 Ferrari 250 GTO, a Hermes handbag, or a simple pen.   How Much is Your Last Will and Testament Worth ? Several items are auctioned around the world annually. Such items ranging from valuable antiques and collectibles to artworks made by famous artists are sold at very high prices. For instance, Jeff Koons, an American artist sculpted a balloon dog which was auctioned and bought for $58.4 million in 2013!! Pretty amazing I’d say!                                           The last will and testament of Walt Disney, the man behind many beloved cartoon characters and Disneyland, was auctioned in 2017. It Sold for $11,875 even though it was expected to fetch between $40,000 and $60,000.  That is not a bad price for a person’s Will Si

Make Hay While The Sun Shines

Olivia was five years old when her parents divorced. Her mother, Sarah, moved out of the cozy house she had once shared with her ex-husband, relocated back to Nigeria and moved into a much bigger lavishly furnished house with a beautiful view of Lagos. Olivia had a room to herself and a big playground to run around in, but it was never the same and she was lonely. Sarah was an investment banker in one of the top firms in the state and had dabbled a little in real estate earning her a sizeable estate and counting. Putting the divorce behind her, she focused on building a future with her daughter by her side . Her busy schedule allowed her to see her daughter only at night. She found Olivia curled up in her bed one of those nights; a mountain of pillows around her like a forte, fast asleep. Releasing a sigh, Sarah laid watching Olivia “you will understand someday baby, I am working to build a future for you” she whispered brushing Olivia’s hair. 4:45pm Thursday Evening.


                                      CUSTOMARY LAW LIMITATION  Customary law is generally a make-up of rules and traditions peculiar to a people that are accepted as binding upon them. As discussed earlier, customary law puts certain restrictions on the testator’s right to share his properties to whomever he wishes. It should be noted however that Customary law does not prohibit the making of Wills, it merely restricts testamentary freedom with regards to a particular property that is subject to customary law; it is argued that some properties are sacred by Customary Law and as such cannot be disposed of by the Testator however he wishes. This principle is reflected in section 3(1) of the Wills Law of the former Western Region (comprising of the former Western Region except for Oyo and Lagos), it reads as follows: “Subject to any Customary Law relating thereto, it shall be lawful for every person to demise, bequeath or dispose of, by his will executed in a manner hereinaf